Bridge Loans

With the help of our team, you can easily move your project forward to the next phase. Our Bridge Loan program is suitable for you whether you are planning to buy your next investment property or have a completed project. This product can be used for acquisition or refinance properties, condo developments, built-to-rent, or multi-family projects.  

When markets change, sometimes your investment strategy changes with it. HGC delivers bridge loans for stabilized properties, allowing borrowers to reposition their investments and wait for market conditions to match their desired exit.  These bridge loans are designed for investors who have recently completed a renovation or ground-up construction but believe market conditions don’t favor their current exit strategy, so they decide to hold the property as a rental. Or maybe you’re an investor looking at a turnkey opportunity that you may eventually sell or refinance when mortgage rates come down. Either way, you need an interest-only loan without prepayment penalties to bridge the gap.  

We deliver loans that can help bridge your financing for up to 24 months with no prepayment penalty, so you can exit the loan whenever you’re ready. With extensions available for an additional fee, we’ll ensure you’re properly financed from start to finish so you have time to determine your final exit strategy and capitalize on your investment at the right time. We can provide stabilized financing for properties up to 20 units, using the lesser of either market rent or leased rent to determine the DSCR and deliver you competitive loan terms.

HGC is ready to help you bridge the gap between your hard money loan and permanent financing until you decide to sell your investment property. With competitive loan terms and flexible time frames, you’re in full control of your investment’s success. Contact us today to learn more about why HGC is your best option for stabilizing your investment.